Smile Technology Pte Ltd
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A fintech start-up helping connect buyers, suppliers, and financiers seamlessly through its best-in-class enterprise platform, Doxa Connex — a procurement, payment, financing, and analytics platform for the Built Environment (Construction, Engineering, Real Estate Developers).
Shanghai Pudong Development Bank Co., Ltd. (SPD Bank) was founded on August 28, 1992 with the approval of the People’s Bank of China and has been operating since January 9, 1993. It is a nationwide joint-stock commercial bank that became listed in 1999 on the Shanghai Stock Exchange (Stock Code: 600000). Based in Shanghai, the Bank’s current registered capital stands at RMB 29.352 billion. As a listed entity, the Bank is highly regarded within China’s security market thanks to its outstanding performance record and business integrity.
By adhering to its core value of “holding to integrity and striving for excellence,” SPD Bank continues to expand its capital base and strengthen its business through financial innovation. By the end of 2017, the Bank had total assets of RMB 6.14 trillion. Now, it operates a network of 41 branches and approximately 1,800 banking outlets inside and outside China, and the number of employees exceeds 52,000. In recent years, the Bank has accelerated its internationalization and integration. It has been continuously expediting globalization as seen by the establishment of Hong Kong Branch, Singapore Branch, London Branch and SPDB International Holdings Ltd. The establishments of SPD Rural Banks, SPDB Financial Leasing Co., Ltd. and SPD Silicon Valley Bank, and acquisition of Shanghai International Trust Co., Ltd., are milestones on the Bank’s journey to becoming a financial group with comprehensive business operations.
Since its public listing on the stock market, SPD Bank has been ranked among the Top 100 Listed Companies in China by Asia Weekly for several consecutive years. In February 2018, the Bank ranked 13th on the Top 500 Banking Brands list released by the British magazine The Banker, and with a brand value of USD 14,772 million, it ranked 6th among Chinese banks. In June, the Bank ranked 70th on the Forbes Global 2000 list, being 13th among Chinese companies and 9th among Chinese banks. In July, the British magazine The Banker released the ranking report of Top 1000 World Banks 2017, on which SPD Bank was ranked 25th in terms of Tier 1 capital and 8th among Chinese banks. Meanwhile, the Bank ranked 227th on the Fortune Global 500 list, being 48th among Chinese companies and 7th among Chinese banks, demonstrating its sound competitiveness. Furthermore, it is one of the few domestic joint-stock commercial banks rated above investment grade by each of the Big Three credit rating agencies. Fitch Ratings upgraded SPD Bank’s Long-Term Issuer Default Rating to BBB. Standard & Poor’s Ratings Services affirmed its issuer credit ratings of BBB (long-term) and A-2 (short-term). Moody’s Investors Service assigned deposit ratings of Baa2 (long-term) and Prime-2 (short-term) to the Bank. All of the Bank’s rating outlooks are stable. These ratings reflect the Bank’s consistent execution of its business strategy and solid financial performance over the past few years.
As a dedicated financial service provider, SPD Bank is also committed to corporate citizenship and fulfilling its social responsibility. In 2017, SPD Bank received several awards granted by the China Banking Association, such as “Excellent Charity Project of the Year,” “Best CSR Green Finance of the Year” and “Best Outlet for Special CSR Contribution of the Year.”
In the new round of development, SPD Bank will fully implement the spirit of the 19th CPC National Congress, the National Financial Work Conference and the Central Economic Work Conference. It will continuously push forward reform and development through the rise and fall of the financial tides. Committed to customer centricity, and driven by science and technology, SPD Bank will build itself into a top-notch digital ecosystem-based bank, and become a vanguard of the financial sector in the new era of high-quality development.
Staq is a financial data platform that provides companies access to user-consent SME banking data
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CredoLab provides subscription-based tools and value-added services that enable consumer lenders to reduce the cost of risk, increase operational efficiency, and enhance profitability using big data and traditional datasets. It offers value-added services in the areas of retail risk management consulting, risk-based pricing, custom scorecard development, and data mining. It has operations in the Southeast Asian region.
We are Rhino Partners- a Full Service Provider of Custom Software Development, Data Science Solutions