OpenSparkz is an early stage Fintech company delivering an end to end scheme agnostic card linked enablement platform that redefines the next generation of loyalty and offers experience for program operators, merchants and consumers.
We help companies that already have a loyalty program or already make offers to their customers. We do this by removing friction and cost from the system and creating better experiences for consumers and merchants.
COSS stands for Crypto-One-Stop-Solution and represents a platform, which encompasses all
features of a digital economical system based on cryptocurrency. The COSS system consists of a
payment gateway/POS, an exchange, a merchant list, market cap rankings, a marketplace, an e-wallet,
various coin facilities and a mobile platform. The COSS platform uniﬁes all transactional aspects that
are usually managed by means of FIAT money, and oﬀers multiple cryptocurrency-related services in
one place. The list of potential features of the platform can be inﬁnitely extended and will continue
growing as the platform evolves.
Copernicus Gold enables anyone, anywhere, in a transparent and secure manner, to digitally acquire, save, store or use as payment, any amount of gold. Copernicus Gold operates a multi-currency cloud-based platform that enables the issue of an amount of digital gold, in any measure, which is represented by gold bullion that has been purchased in advance of the issue of digital gold and stored in Singapore.
The company issues digital gold or money that is linked to a physical store of gold, which enables anyone, anywhere to acquire and save digital gold that can be redeemed for physical gold at a retail store, or used to make payments online. Currently, digital gold is redeemable at retail stores in Singapore for gold coins or gold jewelry. Copernicus Gold is a platform for issuance and circulation of electronic currencies developed on the basis of the blockchain technology. From the very beginning of its development, the project was designed to feature an open API (https://github.com/copernicusgold/api) and has been functioning as a Bank-as-a-Service allowing to accomplish the tasks of holding wallets (accounts) in different currencies, assets (including a currency linked to physical gold bullion), with the purpose of investments, carry out conversions with market spreads between such wallets, as well as carry out transfers between its users. Its clients are both individuals and corporate entities.
BillPay is a free unified billing and payment service that makes billing and payment experiences convenient & environment-friendly. Companies or customers can send and receive bills on the BillPay platform. The platform consolidates all bills onto a single platform, giving ubiquitous access to consumers.
Utiba is a mobile transaction service provider which allows users to transfer money globally. It offers electronic top-ups, airtime sharing, wallet-based fund transfers within and across international borders to mobile operators, banks, microfinance institutions, retail merchants, and international remittance agencies. It was acquired by Amdocs in March 2014.
CardUp is a credit card enablement platform, which enables the payment or collection of big expenses using credit card, in places where cards are not accepted today. Examples of payments include rent, tax, invoices, payroll and more, which are still paid by cash, cheque or bank transfer.
With CardUp, individuals and businesses can now shift these big payments to their existing credit cards. This provides an unparalleled opportunity to earn credit card rewards, access interest-free credit and digitise payments – making big payments rewarding.
CardUp manages hundreds of millions in payment volume in Singapore today.
Qbero is a Singapore based Fintech start-up, focused on providing holistic and innovative technology solutions to enhance and improve the transactional ecosystem of consumers, retailers and banks. Set-up in September 2018, our flagship solution – QBERO – is a mobile native software application for consumers and retailers to manage their cash and payment needs efficiently at their fingertips, In a simple, seamless and secure manner.
Principled Systems focuses on startup projects with the aim to make everyday financial transactions more efficient, ethical, and equitable.
A Global leader in providing access to Local or Alternative payment methods worldwide. They also offer a full range of flexible services for payment industry leaders as well as e-money issuing programs for consumers and corporate. Headquartered in the UK, they are FCA licensed to issue e-money, are principal members of Mastercard and VISA and continue to strengthen their links with alternative payment method schemes and banks around the world.
Accentpay is an aggregator of payment solutions for online businesses, gathering various payment instruments onto a single platform.
Our company takes an innovative and modern approach to online payments. After many years working with top companies and regularly updating our industry knowledge and practical skills, we have a clear understanding of the needs of internet businesses, as well as of their customers.
Close monitoring of the electronic payment industry’s growth, paired with the active development of technological platforms, allows Accentpay to offer clients the more advanced payment options and to develop unique solutions for any sphere of business.
We view our high standards of customer service, full responsibility for the functionality of technological and financial cycles, and expert consultations regarding opportunities for any company to increase its profits, as an investment into the businesses of our clients.
ARYZE Digital Cash is a range of cryptographically secure, stablecoins linked to the value of an underlying national currency. ARYZE is digitizing actual cash, keeping underlying funds safe in the central banks that initially issued them. Unlike an IOU issued by a bank, ARYZE Digital Cash is fully backed, globally transferable and programmable. Using Distributed Ledger Technology, we will make sending real money as simple as sending an email
Ubiqpay is an electronic payment company that allows consumers to pay for purchases, pay their bills and transfer money to other users. The service also allows their customers to deals with their merchant partners while collecting reward points for their purchases.
Global Processing Services (GPS) is the issuer processor enabling many of today’s most high-profile fintech innovators and disruptors. It is certified by Mastercard and Visa to process and manage any credit, debit or pre-paid card transaction globally.
GPS enables the emerging payments industry to deliver breakthrough innovations through a unique combination of proprietary technology, its people and partners.
Jewel Paymentech develops intelligent risk technologies for the banking and electronic payments industry by using AI, machine learning technology, and predictive analytics. It offers solutions to help banks and payment facilitators conduct merchant due diligence and manage fraud risks using predictive analytics. It also provides automated solutions to marketplaces to identify merchants who sell illegal and counterfeit goods. Jewel Paymentech was a recipient of the ACE startup grant awarded by SPRING Singapore. In 2015, Jewel was named by SWIFT as one of the most promising FinTech companies in Asia. The company was selected for Wells Fargo?s accelerator program in 2016.
Founded in 2014 in Singapore, MoovPay Global is a direct acquirer and issuer of UnionPay International, offering cross-border, multi-currency transactions safely and securely. As a global payment facilitator that interconnects different payment options and types, MoovPay Global prides itself on simplifying efficient online payments.
Being a Certified Principal Member of UnionPay International, MoovPay Global enables merchants to accept over 7 billion UnionPay cards issued globally. Additionally, MoovPay Global will issue UnionPay commercial cards. Cardholders of this new co-branded card can use it to pay any of the 41 million merchants that accept UnionPay in over 170 countries.
Moovpay Global is headquartered in Singapore and Hong Kong with an international presence across Asia Pacific such as Shen Zhen, Dubai, Cambodia and Australia.”
Aimazing is a sound wave SDK provider for mobile wallets, allowing users to make payments at POS by sound wave-encrypted technology. Aimazing offers an SDK for mobile wallets or any relevant applications to encrypt and transfer information between devices through sound.
Our company is founded in 2018 by experts from computer security, blockchain and digital currencies’ industry. CYBAVO’s growing team is composed of expert developers and researchers with solid experience in the security and cryptocurrency fields. CYBAVO has offices in Singapore and Taipei.